Make a Commitment to Stronger Finances
Posted On: March 29, 2022 by Farmers Trust & Savings Bank in: Money Management
Tips to Strengthen Your Finances
Setting financial goals — whether it’s saving more for retirement or paying off a debt that’s been weighing you down — can be one of the most important commitments you can make. Whatever your financial goal is, take some time this month to develop a plan on how you can achieve it.
Following are five tasks you can complete this month that will help you strengthen your financial situation:
Update your budget....
How Remote Deposit Can Help Your Business Work Smarter, Not Harder
Posted On: March 9, 2022 by Farmers Trust & Savings Bank in: Business Banking
Written by Suzi Harper, Personal Banker & Commercial Services Manager
In this day and age, we are always looking for convenience. Convenience comes in many shapes and forms, but nevertheless we want it because essentially it makes our day-to-day life easier. We want easier. We want more efficient. We want to make the most out of our time both personally and professionally. We want to work smarter, not harder. Sound familiar?
We understand that need to make the most...
Online Upgrade: QuickBooks and Quicken Users
Posted On: March 9, 2022 by Farmers Trust & Savings Bank in:
With our upgrade to our new online and mobile banking system on March 29, 2022, there are changes you will need to make with your QuickBooks or Quicken software to ensure a smooth transition.
The conversion instructions below reference two Action Dates. Please use the following dates:
1st Action Date: March 28, 2022A data file backup and a final transaction download should be completed by this date. Please make sure to complete...
Be Prepared This Tax Season
Posted On: March 8, 2022 by Farmers Trust & Savings Bank in: Money Management
Be Prepared This Tax Season
In 1789, Benjamin Franklin famously said, “Nothing is certain but death and taxes.” Not to be outdone, Albert Einstein shared this observation on taxes: The hardest thing to understand in the world is the income tax.” Sadly, those sentiments will likely always ring true. With a new year upon us, it’s time to start preparing to file your income taxes.
Filing Your Own vs. Hiring a Professional
Once you have collected...
6 Tips for Saving for Your Down Payment
Posted On: March 8, 2022 by Farmers Trust & Savings Bank in: Home Ownership
Before you can make the transition from renting your home to owning your home, you will need to have a substantial down payment, typically 3 to 20 percent of the home’s value. To help potential homebuyers save, check out the following tips:
Develop a budget & timelineSpeak to a mortgage professional and determine how much you’ll need for a down payment. Create a budget and calculate how much you can realistically save each month –...
5 Questions to Consider Before Purchasing Your First Home
Posted On: March 8, 2022 by Farmers Trust & Savings Bank in: Budgeting, Home Ownership, Money Management
Owning a home is a great investment, but before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of their financial obligations.
Farmers Bank encourages consumers to consider these questions before beginning their housing quest:
How much money do you have saved up?Start with an evaluation of your financial health. Figure out how much money you have for a...
New Digital Banking Experience FAQs
Posted On: March 7, 2022 by Farmers Trust & Savings Bank in:
Below are some questions and answers that may come up with our new Banno Online. If you do not see a question and would like to discuss this further please contact us at 712-262-3340. One of our banking experts will be happy to assist you.
How will I log in when the new Banno Online goes live? Login using the same username and password. You will be asked to provide a phone number to set up a Two-Factor Authentication to help safeguard your account. You may also use...Featured Blogs
Alix Hagedorn, New eServices Specialist!
Categories: General
