Christmas Holiday Hours

Farmers Bank will close at noon on Tuesday, Dec. 24th and remain closed all day Wednesday, Dec. 25th in observance of Christmas. Online and Mobile Banking will still be available. Normal hours will resume on Thursday, Dec. 26th.

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Rates

All Interest Rates and APYs are Effective as of 12/17/2024 and may change without notice.

Certificate of Deposit Specials**

CD Rates
Term Length Opening Deposit Interest Rate APY*
7 Month1  $5,000 4.33% 4.40%
12 Month1 $5,000 4.24% 4.31%

Please reach out to one of our Personal Bankers for additional CD options at 712-262-3340 or click on the link below.

Open A CD 


Customized Savings Rates

CD Rates
Account Opening Deposit Interest Rate APY*
Companion Savings

$1,000

3.50%

3.53%

Tiger Cub & Traditional Savings Rates3

CD Rates
Account Balance Opening Deposit Interest Rate APY*
All Account Balances

$20

0.40%

0.40%

Money Market Account Rates3

CD Rates
Account Balance Opening Deposit Interest Rate APY*
$0 - $9,998.99

$100

0.45%

0.45%

$9,999.00 - $49,998.99

$100

0.85%

0.85%

$49,999.00 - $99,998.99 $100 1.10% 1.11%
$99,999.00 - $249,998.99 $100 1.35% 1.36%

Equal to or greater than $249,999.00

$100 1.50% 1.51%

Health Savings Account Rates3

CD Rates
Account Balance Opening Deposit Interest Rate APY*
$0 - $998.99

$100

0.15%

0.15%

$999.00 - $14,998.99

$100

0.25%

0.25%

$14,999.00 + $100 0.40% 0.40%

Business Interest Checking & Investor Checking Rates3

CD Rates
Account Balance Opening Deposit Interest Rate APY*
$0 - $4,998.99

$100

0.35%

0.35%

$4,999.00 - $24,998.99

$100

0.60%

0.60%

$24,999.00 - $49,998.99 $100 0.75% 0.75%
$49,999.00 - $99,998.99 $100 1.00% 1.00%
Equal to or greater than $99,999.00 $100 1.35% 1.36%

 

*APY= Annual Percentage Yield. Fees and/or withdrawals may reduce earnings. 

**Special offers exclude public funds or brokered deposits.

1 7 & 12-month CD special - APY assumes principal, and interest remains on deposit until maturity. $5,000 minimum deposit to open and earn APY. Early withdrawal penalties may apply. At maturity, 7 & 12-month terms will renew automatically to a 12-month term and rate then available.

2 Advertised APY assumes principal and interest remain on deposit until maturity. 

3 Minimum balance of $.01 to obtain APY.