Rates

All Interest Rates and APYs are Effective as of 1/22/2025 and may change without notice.

Certificate of Deposit Specials**

CD Rates

Term Length	Opening Deposit	Interest Rate	APY*
7 Month1	$5,000	4.13%	4.20%
12 Month1	$5,000	4.06%	4.12%

Please reach out to one of our Personal Bankers for additional CD options at 712-262-3340 or click on the link below.

Open A CD 

Customized Savings Rates

CD Rates

Account	Opening Deposit	Interest Rate	APY*
Companion Savings	$1,000	3.25%	3.30%

Tiger Cub & Traditional Savings Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
All Account Balances	$20	0.35%	0.35%

Money Market Account Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $9,998.99	$100	0.40%	0.40%
$9,999.00 - $49,998.99	$100	0.80%	0.80%
$49,999.00 - $99,998.99	$100	1.05%	1.05%
$99,999.00 - $249,998.99	$100	1.30%	1.31%
Equal to or greater than $249,999.00	$100	1.45%	1.46%

Health Savings Account Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $998.99	$100	0.15%	0.15%
$999.00 - $14,998.99	$100	0.25%	0.25%
$14,999.00 +	$100	0.35%	0.35%

Business Interest Checking & Investor Checking Rates³

CD Rates

Account Balance	Opening Deposit	Interest Rate	APY*
$0 - $4,998.99	$100	0.30%	0.30%
$4,999.00 - $24,998.99	$100	0.55%	0.55%
$24,999.00 - $49,998.99	$100	0.70%	0.70%
$49,999.00 - $99,998.99	$100	0.95%	0.95%
Equal to or greater than $99,999.00	$100	1.30%	1.31%

 

*APY= Annual Percentage Yield. Fees and/or withdrawals may reduce earnings. 

**Special offers exclude public funds or brokered deposits.

¹ 7 & 12-month CD special - APY assumes principal, and interest remains on deposit until maturity. $5,000 minimum deposit to open and earn APY. Early withdrawal penalties may apply. At maturity, 7 & 12-month terms will renew automatically to a 12-month term and rate then available.

² Advertised APY assumes principal and interest remain on deposit until maturity. 

³ Minimum balance of $.01 to obtain APY.