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Oops! 5 Big Financial Mistakes Small Businesses Make (And How to Dodge Them Like a Pro)

Posted On: February 13, 2025 by Farmers Trust & Savings Bank in: Business Banking

Running a small business is hard work but can be extremely rewarding. Business owners wear so many hats and with everything they must juggle on a daily basis, sometimes problems can arise. These mistakes happen, especially money mistakes, but they don’t have to. Let’s break down some of the most common financial blunders small businesses make and how you can avoid them. 1. Avoid the Quick Pay Service Disaster - Mixing Business and Personal Finances So, you’re buying supplies, paying contractors, and grabbing takeout with the same account? Yikes. Mixing personal and business finances is like trying to untangle your wired earbuds….what a jumbled mess. How to Avoid It: Open a dedicated business bank account. It can be done quickly -simple contact one of our personal bankers, they are ready to help! Get a business credit card and ONLY use it for work expenses. Track everything with accounting software like AutoBooks (which works
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Oops! 5 Big Financial Mistakes Small Businesses Make (And How to Dodge Them Like a Pro)

Oops! 5 Big Financial Mistakes Small Businesses Make (And How to Dodge Them Like a Pro)

Posted On: February 13, 2025 by Farmers Trust & Savings Bank in: Business Banking

Running a small business is hard work but can be extremely rewarding. Business owners wear so many hats and with everything they must juggle on a daily basis, sometimes problems can arise.

These mistakes happen, especially money mistakes, but they don’t have to. Let’s break down some of the most common financial blunders small businesses make and how you can avoid them.

1. Avoid the Quick Pay Service Disaster - Mixing Business and Personal Finances

So,...

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Morgan Miller, New Retail Banking Supervisor

Morgan Miller, New Retail Banking Supervisor

Posted On: February 10, 2025 by Farmers Trust & Savings Bank in: General

Mandy Allen, Assistant Operations Officer/Cashier is pleased to announce the promotion of Morgan Miller to the position of Retail Banking Supervisor.

Morgan Miller brings 6 years of banking experience and a deep commitment to customer satisfaction. She started her career at Farmers Bank as a Teller before moving into the eServices Department, where she handled technical questions, account reconciliations, and handled fraud-related issues. She later transitioned to the role of a Personal...

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Womens hand typing on a laptop holding a cell phone

Secure & Convenient: Online & Mobile Banking

Posted On: January 31, 2025 by Farmers Trust & Savings Bank in: General, Mobile Banking

For day-to-day monitoring of your Farmers Bank accounts, nothing beats Online or Mobile Banking. With everyone connected to the internet, why not use it to keep tabs on your account activity, transfer funds between accounts and pay bills? The amount of information at your fingertips makes it the ultimate time-saver. And it’s totally free!

Online and Mobile Banking provides you with a secure connection to Farmers Bank, giving you access to all of your accounts, 24 hours a day,...

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Young lady on her cell budgeting

10 Financially Savvy Moves for Your 20s

Posted On: January 16, 2025 by Farmers Trust & Savings Bank in: Budgeting

Everyone knows the adage, “Time is money,” and that adage certainly applies to making the most of your money in your 20s. Those in their 20s have the greatest financial asset of all – time. Time makes money grow when it is invested wisely. Here are 10 financially savvy moves for 20-somethings.

Set financial goals. Put them in writing and calculate how much you’ll need to save monthly to reach your goals. Remember to make note of the big and small financial goals...
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Alexis McCallum, new Real Estate Lending Assistant

Alexis McCallum, new Real Estate Lending Assistant

Posted On: December 20, 2024 by Farmers Trust & Savings Bank in: General

Farmers Trust and Savings Bank is excited to announce the addition of Alexis McCallum to its team as a Real Estate Lending Assistant. This strategic hire underscores Farmers Bank’s commitment to providing exceptional support and personalized service for clients navigating real estate financing.

Alexis brings a customer-first approach to the role. She will be part of a team responsible for streamlining the lending process, supporting borrowers throughout their home-buying...

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Alix Hagedorn, New eServices Specialist!

Alix Hagedorn, New eServices Specialist!

Posted On: November 29, 2024 by Farmers Trust & Savings Bank in: General

Farmers Trust and Savings Bank is excited to announce the addition of Alix Hagedorn to its team as an eServices Specialist. In this role, Alix will focus on enhancing the bank’s digital offerings, ensuring seamless online banking experiences, and providing top-tier support to customers.

Hagedorn, brings 2 years of experience in banking, specializing in digital banking solutions, and customer service. She has a strong tradition of blending innovation with personalized service as...

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Chalkboard drawing about things needed to start a business

Starting Your Own Business? Let Us Help!

Posted On: November 6, 2024 by Farmers Trust & Savings Bank in: Business Banking

The key to starting a successful business is lots of careful planning. If you’re considering starting your own business, consider these tips from the Small Business Administration and Farmers Bank.

Write a Business Plan

No matter what type of business you’re hoping to start, a business plan will act as a guide for getting started as well as for maintaining and growing your business down the road. A good plan defines your business and clearly identifies goals. It...

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Young person trying to buy a car

First Time Car-Buying Tips

Posted On: November 6, 2024 by Farmers Trust & Savings Bank in: Budgeting, Money Management

Buying your first car is an exciting step – but it can also be overwhelming and stressful. If you take the time to do a little research before visiting the dealerships, your first car-buying experience can be a lot less stressful and a lot more fun!

Visit Farmers Bank to get pre-approved for financing.  Our lenders can get you pre-approved for financing at a great rate that fits your lifestyle and budget. You’ll also know exactly how much you can spend, which will give...

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Anna Armstrong, New Loan Support & Documentation Specialist

Posted On: October 1, 2024 by Farmers Trust & Savings Bank in: General

Farmers Trust and Savings Bank is excited to announce, Anna Armstrong, as the newest hire to our Loan Support and Documentation staff member, bringing additional strength and expertise to the bank’s dedicated loan support team. The addition of this key role reflects the bank’s commitment to ensuring an outstanding customer experience and seamless loan processes for customers across all loan sectors. 

“We are pleased to announce Anna as our newest team member. Anna...

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Autumn Muilenburg, New Loan Support & Documentation Specialist

Posted On: October 1, 2024 by Farmers Trust & Savings Bank in: General

Farmers Trust and Savings Bank is pleased to announce the addition of Autumn Muilenburg, as a Loan Support and Documentation Specialist staff to the team. Autumn comes with 5 years of banking experience, specializing in fraud, collections, accounting, and loans.

“We are thrilled to welcome Autumn to our Farmers Bank team. Autumn brings enthusiasm and banking experience making her a valuable addition to our organization,” commented Kristy Seaman, VP of Loan Operations.

“I...

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