Christmas Holiday Hours

Farmers Bank will close at noon on Tuesday, Dec. 24th and remain closed all day Wednesday, Dec. 25th in observance of Christmas. Online and Mobile Banking will still be available. Normal hours will resume on Thursday, Dec. 26th.

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Money Management

Young person trying to buy a car

First Time Car-Buying Tips

Posted On: November 6, 2024 by Farmers Trust & Savings Bank in: Budgeting, Money Management

Buying your first car is an exciting step – but it can also be overwhelming and stressful. If you take the time to do a little research before visiting the dealerships, your first car-buying experience can be a lot less stressful and a lot more fun!

Visit Farmers Bank to get pre-approved for financing.  Our lenders can get you pre-approved for financing at a great rate that fits your lifestyle and budget. You’ll also know exactly how much you can spend, which will give...

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a couple working on a laptop

Managing Monthly Payments

Posted On: August 23, 2022 by Farmers Trust & Savings Bank in: Money Management

Looking for a convenient way to ensure your bills are paid on time each month? Learn how to save time and better manage your cash flow.

Pay through our Bill Pay service

Our free bill pay service allows you to pay your bills online. Schedule one-time or recurring payments that are deducted from your checking account to avoid missing payments.

Pay through your biller’s website

Another option maybe to use your debit or credit card to pay your bills through...

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Savings jars

Not Saving Enough? Consider Using a Spending Journal

Posted On: July 13, 2022 by Farmers Trust & Savings Bank in: Money Management

Finances can be frustrating. While it may seem like a tedious task, keeping a budget can ease those frustrations. In fact, a budget can be the most important tool in your financial toolbox. Before you can budget, though, you need to know what you’re spending each month. That’s where a spending journal can help.

Tracking your spending is crucial to employing a strong budget strategy. Starting a spending journal can help you pinpoint areas where you can make changes that will...

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savings/Debt file folder tab

Make a Commitment to Stronger Finances

Posted On: March 29, 2022 by Farmers Trust & Savings Bank in: Money Management

Tips to Strengthen Your Finances

Setting financial goals — whether it’s saving more for retirement or paying off a debt that’s been weighing you down — can be one of the most important commitments you can make. Whatever your financial goal is, take some time this month to develop a plan on how you can achieve it.

Following are five tasks you can complete this month that will help you strengthen your financial situation:

Update your budget....
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Be Prepared This Tax Season

Be Prepared This Tax Season

Posted On: March 8, 2022 by Farmers Trust & Savings Bank in: Money Management

Be Prepared This Tax Season

In 1789, Benjamin Franklin famously said, “Nothing is certain but death and taxes.” Not to be outdone, Albert Einstein shared this observation on taxes: The hardest thing to understand in the world is the income tax.” Sadly, those sentiments will likely always ring true. With a new year upon us, it’s time to start preparing to file your income taxes.

Filing Your Own vs. Hiring a Professional

Once you have collected...

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5 Questions to Consider Before Purchasing Your First Home

5 Questions to Consider Before Purchasing Your First Home

Posted On: March 8, 2022 by Farmers Trust & Savings Bank in: Budgeting, Home Ownership, Money Management

Owning a home is a great investment, but before jumping into the market it is extremely important for consumers to consider the costs involved and budget accordingly to ensure they’re able to meet all of their financial obligations.

Farmers Bank encourages consumers to consider these questions before beginning their housing quest:

How much money do you have saved up?​
Start with an evaluation of your financial health. Figure out how much money you have for a...
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6 Smart Money Moves for New College Graduates

6 Smart Money Moves for New College Graduates

Posted On: April 26, 2021 by Farmers Trust & Savings Bank in: Money Management

More than 70 percent of college graduates began their career owing more than $37,000 in student loans in 2017. Considering the additional living expenses they’ll soon face, new college graduates would be wise to focus on their financial future right now. Farmers Bank has highlighted six smart financial decisions college graduates should consider to position themselves for financial success as they embark on their next phase of life. 

The habits new graduates develop right...

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image of rolled up money

6 Ways to Make the Most of Your Tax Refund

Posted On: March 23, 2021 by Farmers Trust & Savings Bank in: Money Management

Last year, more than 100 million Americans received an average tax refund of $2,869 deposited back in their bank accounts after filing their taxes.  As millions of Americans await reimbursement from Uncle Sam, below are six tips for making the most of their tax refund.

Consider filing as soon as you can get your tax documents in order to receive your refund more quickly and, most importantly, to prevent fraudsters from claiming your refund before you do. Your tax refund can...

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Tips for Creating a Budget

Tips for Creating a Budget

Posted On: January 8, 2021 by Farmers Trust & Savings Bank in: Budgeting, Money Management

During any economic times, it is more important than ever for families to develop a budget and stick to it. Rainy-day funds, savings for college, or just making your rent payment can all be made easier with a budget. Farmers Bank supports its customer’s efforts to budget and save by offering expert guidance.

A financial goal can be very motivating, whether you are saving for a family vacation, a down payment for a house or a new pair of shoes, if you stick to a plan, you’re...

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How to Talk to Your Kids About Money

Posted On: June 5, 2020 by Farmers Trust & Savings Bank in: Money Management

How soon is too soon to talk to your kids or grandkids about money?

If they are old enough to ask for a toy or a bike, they are old enough to start learning financial lessons that will last a lifetime.

The best financial lessons are part of everyday experience. Look for opportunities to talk about money, read books aloud and play games that center around spending money wisely. Be open and honest when you discuss your financial experiences—good or bad

Here are...

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