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12-Month Home Equity Line of Credit Special!

Take a look at how affordable your payments can be!

 Minimum Monthly Payments
Loan AmountMonthly Intro PaymentMonthly Payment After Intro
$10,000$49.921$62.502
$20,000$99.831$125.002
$30,000$149.751$187.502
$40,000$199.671$250.002
$50,000$249.581$312.502
1The chart above illustrates the minimum monthly interest only payment for a 5.99% APR Home Equity Line of Credit. 2These payments illustrate the minimum monthly interest only payments with an APR of 7.50%. After the fixed promotion rate, these payments can vary & will adjust to the current WSJ Prime Rate (Index) at that time. 

Ways to Use Your HELOC

  • Home Improvements

  • Consolidating High Interest Debt

  • Higher Education Costs

  • Unexpected Emergencies

  • Business Related Expenses

Apply Online Today!

Kristy or Payton will be happy to assist you with any questions you may have. Make those plans a reality!

Apply Now

 

*Introductory Annual Percentage Rate (APR) of 5.99% is available for Home Equity Lines of Credit (HELOC) applications dated 04/16/2025 through 06/20/2025. Offer for new money only, not available for refinance of current HELOC Loans. Must have an active Farmers Bank checking account for the introductory rate. The initial rate of 5.99% APR will be fixed for the first 12 months beginning on the loan closing date. Thereafter, APR can vary and will adjust to the Prime Rate (index) which is currently 7.50% as published in the Wall Street Journal. After the initial 12-month fixed rate period, APR can change as often as monthly. APR will not fall below a rate floor of 3.75%, maximum APR is 21%. Interest-only payments. Closing costs apply, including appraisal costs (if applicable). Closing costs typically range in amounts from $255.02 - $1,158.22. Note: if there is more than one parcel, this fee range may be higher. Proof of property insurance, including flood insurance if located in a designated flood zone, required. All loans are subject to underwriting and credit approval. All rates, terms and conditions are subject to changes without notice.